Medicare Part A
Medicare Part A is referred to as hospital insurance.
Coupled with Part B, it makes up "Original Medicare". Whether you're automatically enrolled or sign up, the earliest your coverage can begin is the 1st day of the month you turn 65. And if your special day falls on the first day of the month, your protection will start on the first day of the previous month.
Timelines are essential to follow so you don't incur Late Enrollment Penalties (LEP). We'll help you avoid these penalties, which is crucial because you'll need to pay them for the rest of your enrollment period or life once you're assessed.
What does Medicare Part A cover?
Inpatient hospital stays
Skilled nursing facility visits
excluding long-term, intermediate or custodial care
Some home health care
Hospice care
Most likely, you'll get a $0 premium for Part A if you worked 40 quarters or ten years and you paid for Part A through payroll taxes.
So we've taken a look at one part of Original Medicare, and hopefully, it brought some clarity for you.
Read below for more common questions. And as always reach out if you have additional questions or are ready to move forward!
Click each link to learn about the other parts of Medicare:
FAQs
Yes, enrollment is automatic if you're already receiving RRB or Social Security benefits at least four months prior to your 65th birthday. Does that describe you?
If your answer is yes, enjoy automatic enrollment in Part A and Part B. You'll receive your ID card in the mail.
Maybe your answer is no. In that case, you can still enjoy the benefits by making an application. Social Security administers enrollments into Medicare. We will send you the helpful links to make enrolling easy.
By calling this number, I understand I will be directed to a licensed insurance broker.
Testimonials
“The most important things for me personally were the Medicare supplemental and drug plans. Connie was extremely knowledgeable, and provided me with enough information for me to make the decision on my own - she didn’t make the decision for me. Connie was very professional, very patient, and she made me feel completely comfortable.”
Medicare Supplement Insurance
“I can highly recommend Connie, that’s for sure! Connie was very helpful. She even came to my house and explained all the pros and cons. She helped me with all the forms, and referred me to a new doctor in Sonoma County (with whom I am very happy). I ended up with an extremely reasonable policy, with low premiums, low co-pay, and a very good choice of doctors - it’s all good!”
Santa Rosa, CA
Medicare Advantage
“Connie was so patient with me. She took care of all my questions for over an hour (and I’m 84 and hard of hearing!). I was so thankful to talk to her — I felt completely at ease as she led me through all the alternatives. She made it so that I didn’t have to travel over to San Francisco (I live in Berkeley), and now I can see any doctor in any city! Then she helped me with my payments, so I didn’t even have to write a check. I felt very satisfied with her!”
Berkeley, CA
Medicare Supplement Insurance