Services
Life Insurance with the Power of Living Benefits
We can help you with Life Insurance. Life insurance can provide funds when you or your family needs it most: after a loss, in retirement, or in the event of a qualifying illness. In short, it can do more than you'd expect.
I especially like the IUL (Indexed Universal Life) policies which provide financial protection against a terminal, critical or chronic illness. Accelerated death benefits attached to the life insurance policy allow the policy owner to accelerate a portion of the death benefit to use while they are still living. Be prepared for the unexpected.
Final Expense plans are Whole Life plans popular when preparing for the end of life expenses. These plans will pay out quickly to your family members at the most challenging time. Policy amounts range from $2,000 to $50,000, and your age and location determine the premiums.
Please get in touch if you have questions or want to see a quote.
Dental Plans
Delta Dental
You'll find benefits, rates, providers, and an enrollment link. Two plans cover implants and have no waiting periods. Delta's The No Wait Plan and Renaissance Max Choice PLUS.
Manhattan Dental
Manhattan offers two plans, allowing you to go to any Dentist or use their Careington network of providers. Choose from $1000, $1500, or $3,000 coverage amounts.
The following link enables you to enroll online. Don't hesitate to get in touch with us for guidance if needed.
Manhattan Hearing, Dental & Vision
This plan offers dental, hearing, and vision benefits.
Manhattan Dental Select
You choose the plan, the deductible, and the hearing and vision riders.
Travel Insurance
Swiss Alps, a safari in South Africa, and a cruise in the Bahamas all flash across your brain. But a call to Medicare just brought something to your attention. It is designed for domestic travel, which doesn't help you fulfill your international dreams. What do you do?
Well for one, keep picturing those exotic locales. And second...consider travel medical insurance to close any gaps in health protection.
Best Medical Travel Insurance
When we say best, it describes the one that offers you true peace while traveling to unique places. Where the language barrier is the greatest of your worries as you snap photos and create memories.
Sounds pretty nice. Now imagine two scenarios with us. In the first, a single medical emergency exceeds $50,000. And the second involves an unavoidable incident on your cruise. In both cases, even Medicare Supplement Health Plans will fall short.
The highest plan will have a $ 50,000-lifetime maximum. And unless your cruise incident happens within 6 hours of a U.S. port, you'll be out of luck.
Often considered out-of-network, claims outside the United States can create unnecessary hassles. And the word "hassle" doesn't mesh well with "vacation," does it?
Travel Medical Insurance You Can Count On
Some highlights:
- Unlimited telemedicine services anywhere in the world
- Up to $1 million in coverage
- Connect with providers and translate speech in the native tongue using digital tools
- No medical underwriting necessary, and guaranteed issue until age 95
- Adjustable cancellation policy
Backed by Blue Cross Blue Shield, your confidence in both earlier scenarios will be sound. Trusted and recognized globally, this international travel medical insurance is worth "packing" up to the day before travel.
Ready for a quote?
Connect with us today and get one step closer to a lifetime of memories. If you're still on the fence, keep reading for answers to more questions you may have.
By calling this number, I understand I will be directed to a licensed insurance broker.
FAQs
Medical insurance for travelers will be family specific, and depend on the type of trip you're taking. But covering up to $1 million, a travel medical plan will provide ample protection.
Evacuation and repatriation services from a cruise ship can run upwards of $100,000. The coverage offers assistance in this area when deemed medically necessary. And in emergencies, this assistance can make a huge difference. So rest easy and allow the security of a custom plan to transport you to a place of no worries.
By calling this number, I understand I will be directed to a licensed insurance broker.
Testimonials
“Connie is perfect! Especially with us being foreigners, she took her time and explained everything to the max, every detail. She did so much for us. It was unbelievable - she did everything! First she got the health insurance plan that was perfect for me, and then later Medicare too. Now my whole family, my friends, everybody’s going to her!
She always watches our back, and I can’t find the words to explain how great she’s been, you know? She’s been awesome.”
Orinda, CA
Medicare Supplement Insurance
“It was nice to chat with you and I feel very fortunate that you are providing me with such detailed information and support… It is not easy to find someone with honesty and integrity. So thank you.”
Oakland, CA
Medicare Advantage
“There were so many things I liked about doing business with Connie. First of all, she found exactly the right policy for me - before then, I had been in an insurance pool, getting the least coverage for the highest price! Connie takes on challenges, and she understands your situation. I got to know her originally through personal recommendation — the best kind of vote of confidence — and I want to recommend her in the same way now.”
Berkeley, CA
Medicare Supplement Insurance